Adventures in First Time Homebuying

Josh and I begun the hunt for our first house several months ago.  And what an experience it has been!

We took our First Time Homebuyer Education Class this summer, which involved us sitting in a hot classroom for 8 hours, watching PowerPoint slideshows.  And I think we both came out of there more confused than before we walked in!  I do admit, however, that we did get some really great information.

We recently (as in within the past week) found the house we want to buy.  This has made everything we've learned lately seem so much more relevant.  What's the assessed value of the house?  What are the property taxes?  Which school district is it in?  Is the septic up-to-date?  What about water quality testing?  How much should we offer?  What happens after we make an offer?  When will we close?  Who is going to pay the closing costs?  What does homeowner's insurance cost?  AHHHHHH!!  I always thought buying a home was so much simpler.

It is an exciting time for us, and I'm so glad we have family around us that is able to help us through all of it.  We would be lost without them.  We have one more thing to check on with the house, and if that goes as planned, we will be putting an offer in tomorrow or Thursday!  I will keep everyone posted on the progress!